Qapital: Set & Forget Finances 2.306.0

Qapital offers a scientific approach to help individuals and couples achieve their financial goals. With over 2 million satisfied customers, Qapital's smarter money app utilizes behavioral science to seamlessly integrate with your lifestyle, allowing you to take control of your finances without sacrificing your day-to-day life.

• Stop budgeting, start Qapitalizing

  Qapital replaces traditional budgeting with scientifically-designed money tools that empower you to take charge of your financial universe. Say goodbye to spreadsheets and hello to a personalized approach tailored to your specific goals.

• Pay yourself first with Payday DivvyTM

  The Qapital effect starts from the moment you get paid. Payday Divvy automatically allocates your paycheck to different goals, bills, and discretionary spending, ensuring that you prioritize your financial well-being while still having access to funds for unexpected expenses.

• Build successful money habits that last

  Qapital helps you establish long-term financial habits that align with your goals. The Spending Sweet Spot feature allows for flexible adjustments to your spending while simultaneously saving automatically towards your aspirations. Qapital leverages your existing habits instead of expecting you to adopt new ones.

Qapital provides smarter checking, saving, and investing tools that simplify your financial journey:

• Smarter checking: Qapital offers an FDIC-insured checking account that grants you instant access to savings balances, free transfers from savings Goals, a Visa® debit card compatible with Apple Pay and Google Pay, direct deposit with early paycheck access, bill pay, and zero hidden fees that traditional banks often impose.
• Smarter spending: Qapital's smart money manager helps you gain insights into your weekly spending patterns, allowing you to make informed decisions and identify areas for savings.
• Smarter saving: Set your savings Goals and let Qapital's smart Rules automatically guide you towards achieving them. Additionally, Qapital integrates with the Apple Health app so that you can save money toward your Goals when you reach specific health milestones. Customizable Rules through IFTTT integration provide further personalization. All Qapital savings are FDIC-insured up to $250,000.
• Smarter shared finances: Qapital's Dream TeamTM feature is tailored for couples who manage their finances jointly. It enables shared Goal savings and offers visibility of each other's transactions without compromising individual accounts.
• Smarter investing: Qapital Invest provides an accessible investment solution for those who desire to invest but may not know where to start. Set your Goals, select a portfolio and timeline, and trust us to handle the details. It's investing made simple.

Please note that Qapital, Qapital Invest, and the associated logos are registered trademarks of Qapital, LLC. Copyright © 2022 Qapital, LLC. Qapital is not a bank; however, banking services are offered through Lincoln Savings Bank and other partner banks. The Qapital Visa® Debit Card is issued by Lincoln Savings Bank. Qapital Invest LLC is an SEC Registered Investment Adviser. The information provided in this message is for informational and general educational purposes and should not be construed as investment or financial advice. Investing involves risk, including the potential loss of principal. Brokerage services for Qapital Invest clients are provided by Apex Clearing Corporation, an SEC-registered broker-dealer and member of FINRA/SIPC. Investments are not FDIC insured but protected by SIPC.